SWFL.now

Just had a car accident in Southwest Florida? Do this now, then get free help

If anyone is hurt, call 911 first. Then photograph the scene, swap insurance details, get checked by a doctor within 14 days so Florida PIP can pay, and report the crash to police if anyone was hurt or damage looks like $2,000 or more. A free case review through Kazaam, a lead-connection service we operate, is available below if you want a person to look at your situation. It is not a law firm and this is not legal advice.

Call 911 first if anyone is hurt or the road is blocked. Everything below can wait until people are safe.

Five things to do right now

  1. Get safe. Move vehicles off the road if they can be driven and it is safe. Turn on hazard lights.
  2. Call police if anyone is hurt or damage looks like $2,000 or more. Florida requires it (Fla. Stat. 316.065). Who answers where: Lee, Collier and Charlotte numbers.
  3. Take photos. All vehicles, plates, the road, signs, and any visible injury. Get the other driver's name, phone and insurance.
  4. See a doctor within 14 days, even if you feel fine. That is the window to keep PIP medical benefits (Fla. Stat. 627.736; the 14-day rule).
  5. Tell your insurer, and keep what you say to the other driver's insurer short and factual.

Get a free case review

Want a person to look at what happened? Tell us where to reach you. It takes about 30 seconds.

Disclosure: this form sends your details to Kazaam (kazaam.ai), a marketing and lead-connection service operated alongside SWFL.now by Neural Command, LLC. Kazaam is not a law firm, does not give legal advice, and submitting the form does not create an attorney-client relationship. We have a business interest in the leads it receives.

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More help, by situation

This page is general information, not legal or medical advice. Statutes read November 14, 2026.

Frequently asked questions

What should I do right after a car accident in Florida?
Call 911 if anyone is hurt, move to safety, photograph the vehicles and scene, exchange insurance details, and notify police if there is an injury or apparent damage of at least $2,000 (Florida Statutes 316.065). Get medical care within 14 days to keep PIP medical benefits (627.736).
Is the free case review really free?
Kazaam states that its case review has no cost and no obligation. Kazaam is a marketing and lead-connection service, not a law firm; submitting the form does not create an attorney-client relationship.
What happens after I send the form?
Your name, phone, ZIP and what you write are sent to Kazaam, which may contact you by phone or text, as you agree on the form. You are not required to hire anyone.